Think You Can’t Buy a Home? Think Again!

YES, You Can Buy a Home—Here’s How!

We know buying a home can feel out of reach right now—especially with rising costs. In fact, a Realtor.com report found that 1 in 5 Americans believe homeownership isn’t possible for them. Maybe you’re feeling the same way?

Here’s the good news: There are programs and resources designed to help, even if your savings aren’t where you want them to be or your credit isn’t perfect. Let’s talk about two options that could get you into your first home sooner than you think.

1. FHA Loans: A Game-Changer for First-Time Buyers

If saving for a big down payment feels impossible, an FHA loan might be exactly what you need. These loans offer:

✅ Lower Down Payments – As little as 3.5% down, making homeownership way more accessible.

✅ Flexible Credit Requirements – Even if your credit isn’t perfect, you may still qualify.

A lender can walk you through your options and see if this works for you.

2. Down Payment Assistance: Free Money to Help You Buy

Did you know there are over 2,000 homeownership assistance programs across the U.S.? More than 75% of them help with down payments, and the average benefit is $17,000 (Down Payment Resource). Even better? Some programs can be combined to boost your buying power.

“Some of these programs can be layered. And so, in other words, you may not be limited to just one program.” – Rob Chrane, CEO of Down Payment Resource

So, What’s Next?

You don’t have to figure this out alone! If you’re ready to stop wondering and start exploring real solutions, let’s connect. We can help you find the best programs, introduce you to a trusted lender, and map out a plan to get you into your first home.

Give us a holler and let’s chat!

📲 (626) 914-6637

🌐 martyrodriguezteam.com